If you run a church in Ohio or if you make the insurance purchasing decisions within your church organization, you have likely spent some time and energy researching insurance options. If you have taken the time to do some insurance research, aside from being quite boring, you may have been overwhelmed by the number of options and choices that were available. We would like to simplify this process for you. We've looked at a ton of different options available in Ohio and narrowed it down to a few carriers that have specialty product offerings that address the needs and concerns of churches in Ohio. We help you develop an insurance plan around your needs, we don't push you into a product you don't need. You need to work with a trusted advisor that has years of experience helping Ohio non-profits and churches don't get the adequate attention and advice that you deserve.
What are the risks?
So what should you be concerned about, what areas of your organization could be at risk? There are countless scenarios that we could discuss but some of the basic questions we get do bring up some valid concerns when it comes to properly insuring your Ohio based church. What if someone slips and falls in the parking lot on their way to church service? What if that person is a full time employee of the church, or a part time employee, or even a church volunteer? That is a basic question that should be addressed and you should literally be able to point to your insurance policy and see where an incident like that would be covered. Do you rent out your church space to another local group to use, or even just allow them to use your space for free? There are some definite liability exposures present when you do so, we don't want to scare you away from being nice to others, but we don't want to make sure that you are protected if something were to happen. The flipside to that is if you actually rent out the space from someone else that you run your church in. If you are setting up for service every Sunday, that comes with it's own unique set of circumstances and risks. Rather than making broad recommendations, we would like to chat with you in person or over the phone to learn more about your church before making any insurance or risk management recommendations.
What about some risks that are rarely talked about but could have huge implications for your church? What if someone within your church organization is stealing funds? What if there is a case of abuse or molestation, would you insurance policy cover something like that if it were to occur? These are the tough questions you need to ask your insurance advisor to avoid future losses both financially and regarding your reputation as a church. Asking the right questions ahead of time can help lessen the heartache during a time of loss. The last thing you want to do is put your Ohio church at risk which could potentially put you out of business. We know that you got started to answer a higher calling and help those around you, so protecting yourself from potential risk is a great way to ensure that you get to continue to help those in need. Let us learn more about your unique church and give you some recommendations before you make another church insurance purchasing decision!
Why work with us?
Why should you work with us in regards to purchasing insurance to insure your church in Ohio? First of all, we work with multiple insurance carriers to find you the best possible insurance coverage for your unique situation. In our experience, no two churches are the same, so neither should your insurance policy. Secondly, we truly care about you and your success as a church, and in order to ensure that you stay around for a long time, we will help you. We have a passion for non-profit organizations and we truly do want to see you succeed and continue to live out your mission statement. There are a lot of options when it comes to choosing your church insurance policy, and there aren't a lot of guarantees that exist, but we do guarantee you that we care and we truly want to help you like we have helped other churches in Ohio.